Vital Card 2.1.3

Vital is a credit card that rewards you for responsible spending and sharing.

What led over 10,000 people to join the waitlist for this credit card? It's the combination of a sophisticated user experience and a cash-reward system that offers a straightforward way to earn cash rewards monthly* and enhance your credit profile.

As a World Elite Mastercard®, Vital departs from the exclusive nature of most premium cards, making luxury benefits accessible to all members of the community. Beyond its premium metal card and elite perks, cardholders can receive monthly cash rewards* for successful referrals, cash incentives for credit score improvements, and a continuous 1.5–3% cash back rate.

Experience a credit card app tailored for the modern age: Keep track of your cash rewards and referral performance. Manage all aspects of your Vital Card account. Monitor your credit score and receive insights into the habits that impact your credit status.

Download the Vital Card App today and discover a credit card that is truly share-worthy.

• Cash rewards:
  • Referral rewards — one invitation equals cash rewards every month*
  • Credit health rewards
  • Unlimited 1.5% cash back on all purchases
  • Up to 3% cash back on purchases for 3-month periods based on referrals

• Security:
  • ID theft protection with World Elite Mastercard®
  • Instantly freeze your card with the Vital Card App

• Empowered finance tracking:
  • Monitor spending weekly, monthly, or yearly in real time
  • Track monthly updates to your credit score
  • Gain new insights into your credit habits each month

• Full digital experience:
  • Schedule payments via the Vital Card App
  • Track spending patterns
  • Monitor your credit score
  • Keep an eye on your cash rewards and referral performance
  • Receive personalized alerts for referrals and rewards
  • Instantly freeze your cards
  • Check your credit status indicators

*To qualify for referral rewards, Vital cardholders must spend at least $250 per month and maintain an account in good standing. For more details on Vital Card rewards, please visit https://vitalusers.vitalcard.com/en/collections/3208855-top-questions